East West Bank
Headquartered in PASADENA, CA. Analysis based on 749 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $624.9M.
Total 7(a) loans
749
Total approved
$624.9M
Average loan
$834K
States funded in
30
Charge-off rate
0.92%
FY2020–FY2023 cohort
Paid-in-full rate
28.18%
Average rate
7.98%
Average term
187 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 94 |
| 722513 | Limited-Service Restaurants | 44 |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 19 |
| 721110 | Hotels (except Casino Hotels) and Motels | 19 |
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 13 |
| 621210 | Offices of Dentists | 13 |
| 811111 | General Automotive Repair | 11 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 11 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 10 |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 10 |
Top 10 states
| State | Loans |
|---|---|
| CA | 515 |
| TX | 58 |
| GA | 40 |
| WA | 35 |
| NY | 30 |
| NV | 12 |
| IN | 9 |
| MA | 5 |
| NJ | 5 |
| NC | 4 |
Top franchise brands financed
60 franchise loans across 45 distinct brands.
| Franchise | Loans |
|---|---|
| 986 Pharmacy | 7 |
| Paris Baguette | 3 |
| Hartz Chicken | 2 |
| Sharetea | 2 |
| Servpro | 2 |
| Stuart's Petroleum (Mobil) Con | 2 |
| Checkers | 2 |
| Days Inn by Wyndham | 2 |
| Chevron - Retail Supply Contra | 2 |
| Baymont by Wyndham aka Baymont | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.