DreamSpring
Headquartered in Albuquerque, NM. Analysis based on 93 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $13.0M.
Total 7(a) loans
93
Total approved
$13.0M
Average loan
$139K
States funded in
5
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
38.46%
Average rate
11.48%
Average term
113 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722330 | Mobile Food Services | 8 |
| 722513 | Limited-Service Restaurants | 5 |
| 713940 | Fitness and Recreational Sports Centers | 4 |
| 561730 | Landscaping Services | 3 |
| 722511 | Full-Service Restaurants | 3 |
| 812112 | Beauty Salons | 3 |
| 311920 | Coffee and Tea Manufacturing | 2 |
| 311999 | All Other Miscellaneous Food Manufacturing | 2 |
| 238910 | Site Preparation Contractors | 2 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 2 |
Top 10 states
| State | Loans |
|---|---|
| CO | 25 |
| AZ | 23 |
| NM | 20 |
| TX | 20 |
| NV | 5 |
Top franchise brands financed
4 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| Crave Cookies | 1 |
| We Rock The Spectrum Kid's Gym | 1 |
| Tropical Smoothie Cafe | 1 |
| Eight Turn Crepe | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.