Dream First Bank National Association
Headquartered in SYRACUSE, KS. Analysis based on 82 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $52.2M.
Total 7(a) loans
82
Total approved
$52.2M
Average loan
$636K
States funded in
6
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
29.51%
Average rate
7.03%
Average term
153 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 8 |
| 484110 | General Freight Trucking, Local | 6 |
| 115112 | Soil Preparation, Planting, and Cultivating | 3 |
| 441310 | Automotive Parts and Accessories Stores | 3 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 3 |
| 812191 | Diet and Weight Reducing Centers | 3 |
| 811111 | General Automotive Repair | 3 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 3 |
| 532412 | Construction, Mining, and Forestry Machinery and Equipment Rental and | 2 |
| 238910 | Site Preparation Contractors | 2 |
Top 10 states
| State | Loans |
|---|---|
| KS | 69 |
| TX | 6 |
| OK | 3 |
| CO | 2 |
| NC | 1 |
| IN | 1 |
Top franchise brands financed
14 franchise loans across 5 distinct brands.
| Franchise | Loans |
|---|---|
| Scooter's Coffee | 8 |
| Napa AutoCare Program Membersh | 3 |
| Chrysler - Sales and Service A | 1 |
| Dunkin' Donuts | 1 |
| H&R Block - Franchise License | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.