Community Bank, National Association
Headquartered in CANTON, NY. Analysis based on 127 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $19.5M.
Total 7(a) loans
127
Total approved
$19.5M
Average loan
$154K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
31.46%
Average rate
6.96%
Average term
129 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 12 |
| 713940 | Fitness and Recreational Sports Centers | 6 |
| 722513 | Limited-Service Restaurants | 6 |
| 713990 | All Other Amusement and Recreation Industries | 4 |
| 624410 | Child Day Care Services | 4 |
| 484121 | General Freight Trucking, Long Distance, Truckload | 4 |
| 561730 | Landscaping Services | 4 |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 3 |
| 812112 | Beauty Salons | 3 |
| 238910 | Site Preparation Contractors | 3 |
Top 10 states
| State | Loans |
|---|---|
| NY | 96 |
| PA | 26 |
| VT | 5 |
Top franchise brands financed
4 franchise loans across 3 distinct brands.
| Franchise | Loans |
|---|---|
| Subway | 2 |
| Ford Motor Company Dealer Sale | 1 |
| Anytime Fitness | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.