Community 1st CU
Headquartered in OTTUMWA, IA. Analysis based on 82 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $10.8M.
Total 7(a) loans
82
Total approved
$10.8M
Average loan
$132K
States funded in
2
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
33.80%
Average rate
6.17%
Average term
123 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 6 |
| 624410 | Child Day Care Services | 4 |
| 484110 | General Freight Trucking, Local | 4 |
| 561730 | Landscaping Services | 4 |
| 713940 | Fitness and Recreational Sports Centers | 4 |
| 336214 | Travel Trailer and Camper Manufacturing | 4 |
| 541922 | Commercial Photography | 3 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 3 |
| 811192 | Car Washes | 3 |
| 621310 | Offices of Chiropractors | 3 |
Top 10 states
| State | Loans |
|---|---|
| IA | 79 |
| MO | 3 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.