Citizens State Bank of La Crosse
Headquartered in LA CROSSE, WI. Analysis based on 54 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $12.7M.
Total 7(a) loans
54
Total approved
$12.7M
Average loan
$236K
States funded in
3
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
38.10%
Average rate
7.52%
Average term
97 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 3 |
| 812112 | Beauty Salons | 3 |
| 484110 | General Freight Trucking, Local | 3 |
| 611610 | Fine Arts Schools | 3 |
| 722513 | Limited-Service Restaurants | 2 |
| 238210 | Electrical Contractors | 2 |
| 311421 | Fruit and Vegetable Canning | 2 |
| 562910 | Remediation Services | 2 |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 2 |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 |
Top 10 states
| State | Loans |
|---|---|
| WI | 43 |
| MN | 10 |
| IL | 1 |
Top franchise brands financed
3 franchise loans across 2 distinct brands.
| Franchise | Loans |
|---|---|
| Gameday Men's Health/Gameday | 2 |
| EOS Worldwide | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.