Citizens Bank of West Virginia, Inc
Headquartered in Elkins, WV. Analysis based on 50 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $10.8M.
Total 7(a) loans
50
Total approved
$10.8M
Average loan
$216K
States funded in
1
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
31.71%
Average rate
6.81%
Average term
143 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722513 | Limited-Service Restaurants | 4 |
| 238910 | Site Preparation Contractors | 3 |
| 492110 | Couriers | 3 |
| 484110 | General Freight Trucking, Local | 3 |
| 812112 | Beauty Salons | 3 |
| 488410 | Motor Vehicle Towing | 3 |
| 624410 | Child Day Care Services | 2 |
| 722330 | Mobile Food Services | 2 |
| 441120 | Used Car Dealers | 2 |
| 237210 | Land Subdivision | 2 |
Top 10 states
| State | Loans |
|---|---|
| WV | 50 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| Fox's Pizza Den | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.