Cathay Bank
Headquartered in LOS ANGELES, CA. Analysis based on 109 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $114.2M.
Total 7(a) loans
109
Total approved
$114.2M
Average loan
$1.0M
States funded in
12
Charge-off rate
1.23%
FY2020–FY2023 cohort
Paid-in-full rate
30.86%
Average rate
6.32%
Average term
221 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 13 |
| 445310 | Beer, Wine, and Liquor Stores | 9 |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 6 |
| 441120 | Used Car Dealers | 6 |
| 721110 | Hotels (except Casino Hotels) and Motels | 6 |
| 812310 | Coin-Operated Laundries and Drycleaners | 4 |
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 4 |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 3 |
| 423920 | Toy and Hobby Goods and Supplies Merchant Wholesalers | 3 |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 2 |
Top 10 states
| State | Loans |
|---|---|
| CA | 81 |
| WA | 11 |
| NY | 4 |
| OH | 2 |
| NV | 2 |
| MA | 2 |
| TX | 2 |
| AZ | 1 |
| NJ | 1 |
| IL | 1 |
Top franchise brands financed
6 franchise loans across 4 distinct brands.
| Franchise | Loans |
|---|---|
| Motel 6 | 3 |
| Best Western - Membership Agre | 1 |
| The UPS Store (f/k/a Mail Box | 1 |
| Circle K (C-store Agreement on | 1 |
Get matched with SBA lenders — free
Tell us a bit about your funding need and we'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
We never sell your data. You'll be connected only to lenders matching your criteria.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.