Capital Community Bank
Headquartered in PROVO, UT. Analysis based on 95 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $75.0M.
Total 7(a) loans
95
Total approved
$75.0M
Average loan
$790K
States funded in
17
Charge-off rate
3.45%
FY2020–FY2023 cohort
Paid-in-full rate
31.03%
Average rate
9.61%
Average term
141 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 424950 | Paint, Varnish, and Supplies Merchant Wholesalers | 4 |
| 722515 | Snack and Nonalcoholic Beverage Bars | 4 |
| 541380 | Testing Laboratories | 4 |
| 722511 | Full-Service Restaurants | 4 |
| 711310 | Promoters of Performing Arts, Sports, and Similar Events with Faciliti | 3 |
| 332322 | Sheet Metal Work Manufacturing | 3 |
| 722513 | Limited-Service Restaurants | 3 |
| 454390 | Other Direct Selling Establishments | 2 |
| 238990 | All Other Specialty Trade Contractors | 2 |
| 339920 | Sporting and Athletic Goods Manufacturing | 2 |
Top 10 states
| State | Loans |
|---|---|
| UT | 64 |
| TX | 6 |
| AZ | 6 |
| WA | 3 |
| FL | 2 |
| MI | 2 |
| CA | 2 |
| NY | 1 |
| NV | 1 |
| ID | 1 |
Top franchise brands financed
7 franchise loans across 7 distinct brands.
| Franchise | Loans |
|---|---|
| Crumbl | 1 |
| The Back Nine | 1 |
| Brooker's Founding Flavors Ice | 1 |
| The Break Sports Grill | 1 |
| Crave Cookies | 1 |
| 1-800-STRIPER | 1 |
| The Great Greek Mediterranean | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.