Bell Bank
Headquartered in Fargo, ND. Analysis based on 224 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $162.0M.
Total 7(a) loans
224
Total approved
$162.0M
Average loan
$723K
States funded in
9
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
13.76%
Average rate
8.36%
Average term
141 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 312120 | Breweries | 9 |
| 812112 | Beauty Salons | 7 |
| 713940 | Fitness and Recreational Sports Centers | 7 |
| 722513 | Limited-Service Restaurants | 6 |
| 238210 | Electrical Contractors | 5 |
| 541611 | Administrative Management and General Management Consulting Services | 4 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 4 |
| 621210 | Offices of Dentists | 4 |
| 561730 | Landscaping Services | 4 |
| 238990 | All Other Specialty Trade Contractors | 4 |
Top 10 states
| State | Loans |
|---|---|
| MN | 97 |
| AZ | 92 |
| ND | 18 |
| WI | 8 |
| IA | 3 |
| CO | 2 |
| FL | 2 |
| TX | 1 |
| CA | 1 |
Top franchise brands financed
18 franchise loans across 13 distinct brands.
| Franchise | Loans |
|---|---|
| Slumberland | 3 |
| Face Foundrie | 2 |
| Urban Air Adventure Park | 2 |
| Handyman Connection | 2 |
| Ace Handyman Services | 1 |
| The UPS Store (f/k/a Mail Box | 1 |
| Sylvan Learning Centers | 1 |
| European Wax Center | 1 |
| Schlotzsky's | 1 |
| Twisted Sugar | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.