Bar Harbor Bank & Trust
Headquartered in BAR HARBOR, ME. Analysis based on 180 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $25.4M.
Total 7(a) loans
180
Total approved
$25.4M
Average loan
$141K
States funded in
4
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
41.44%
Average rate
6.73%
Average term
91 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 484110 | General Freight Trucking, Local | 11 |
| 561730 | Landscaping Services | 11 |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 9 |
| 811111 | General Automotive Repair | 7 |
| 238910 | Site Preparation Contractors | 6 |
| 722511 | Full-Service Restaurants | 6 |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 6 |
| 621310 | Offices of Chiropractors | 5 |
| 562111 | Solid Waste Collection | 5 |
| 113110 | Timber Tract Operations | 5 |
Top 10 states
| State | Loans |
|---|---|
| NH | 110 |
| ME | 40 |
| VT | 29 |
| AK | 1 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| LINE-X | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.