American Bank of Freedom
Headquartered in Wellsville, MO. Analysis based on 82 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $80.3M.
Total 7(a) loans
82
Total approved
$80.3M
Average loan
$979K
States funded in
6
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
40.98%
Average rate
7.41%
Average term
162 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 10 |
| 238310 | Drywall and Insulation Contractors | 3 |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 3 |
| 722513 | Limited-Service Restaurants | 3 |
| 811490 | Other Personal and Household Goods Repair and Maintenance | 3 |
| 812112 | Beauty Salons | 3 |
| 238910 | Site Preparation Contractors | 2 |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 |
| 811111 | General Automotive Repair | 2 |
| 561720 | Janitorial Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| MO | 60 |
| IL | 10 |
| IN | 7 |
| TN | 2 |
| KS | 2 |
| CO | 1 |
Top franchise brands financed
19 franchise loans across 16 distinct brands.
| Franchise | Loans |
|---|---|
| Koala Insulation | 3 |
| Once Upon A Child | 2 |
| Massage Envy | 1 |
| Bin There...Dump That | 1 |
| OsteoStrong | 1 |
| Corporate Cleaning Group | 1 |
| Bee Hive Homes | 1 |
| Imo's Pizza | 1 |
| Bio-One | 1 |
| Perma-Jack - License and Suppl | 1 |
Get matched with SBA lenders — free
Tell us a bit about your funding need. We'll connect you to SBA-preferred lenders active in your industry and state. No obligation.
Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.