Accion Opportunity Fund Community Development
Headquartered in San Jose, CA. Analysis based on 50 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $12.6M.
Total 7(a) loans
50
Total approved
$12.6M
Average loan
$252K
States funded in
18
Charge-off rate
—
FY2020–FY2023 cohort
Paid-in-full rate
—
Average rate
10.50%
Average term
120 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 5 |
| 722513 | Limited-Service Restaurants | 4 |
| 812113 | Nail Salons | 3 |
| 484230 | Specialized Freight (except Used Goods) Trucking, Long-Distance | 2 |
| 541511 | Custom Computer Programming Services | 2 |
| 111191 | Oilseed and Grain Combination | 1 |
| 236116 | New Multifamily Housing Construction (except Operative Builders) | 1 |
| 213112 | Support Activities for Oil and Gas Operations | 1 |
| 339930 | Doll, Toy, and Game Manufacturing | 1 |
| 423840 | Industrial Supplies Merchant Wholesalers | 1 |
Top 10 states
| State | Loans |
|---|---|
| NY | 11 |
| TX | 7 |
| FL | 5 |
| VA | 5 |
| CA | 3 |
| CO | 3 |
| NC | 3 |
| MN | 2 |
| MA | 2 |
| WI | 1 |
Top franchise brands financed
1 franchise loans across 1 distinct brands.
| Franchise | Loans |
|---|---|
| Little Caesars | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.