ACC Capital
Headquartered in Little Rock, AR. Analysis based on 91 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $38.3M.
Total 7(a) loans
91
Total approved
$38.3M
Average loan
$421K
States funded in
13
Charge-off rate
0.00%
FY2020–FY2023 cohort
Paid-in-full rate
19.51%
Average rate
9.96%
Average term
137 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 8 |
| 722513 | Limited-Service Restaurants | 8 |
| 713940 | Fitness and Recreational Sports Centers | 4 |
| 423850 | Service Establishment Equipment and Supplies Merchant Wholesalers | 4 |
| 325611 | Soap and Other Detergent Manufacturing | 2 |
| 541613 | Marketing Consulting Services | 2 |
| 323113 | Commercial Screen Printing | 2 |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 |
| 624190 | Other Individual and Family Services | 2 |
| 561730 | Landscaping Services | 2 |
Top 10 states
| State | Loans |
|---|---|
| AR | 56 |
| TN | 9 |
| TX | 7 |
| FL | 5 |
| GA | 4 |
| MI | 3 |
| CA | 1 |
| AL | 1 |
| NC | 1 |
| KS | 1 |
Top franchise brands financed
22 franchise loans across 19 distinct brands.
| Franchise | Loans |
|---|---|
| Eggs Up Grill | 2 |
| 2nd Family | 2 |
| Play Street Museum | 2 |
| The Back Nine | 1 |
| Painting With A Twist | 1 |
| F45 Training | 1 |
| StretchMed | 1 |
| FASTSIGNS | 1 |
| Pizza Inn | 1 |
| Waxing the City | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.