1st Colonial Community Bank
Headquartered in COLLINGSWOOD, NJ. Analysis based on 160 SBA 7(a) loans approved between FY2020 and 2025-12-31, totaling $111.6M.
Total 7(a) loans
160
Total approved
$111.6M
Average loan
$698K
States funded in
6
Charge-off rate
2.21%
FY2020–FY2023 cohort
Paid-in-full rate
20.59%
Average rate
6.17%
Average term
188 mo
Top 10 industries financed
| NAICS | Industry | Loans |
|---|---|---|
| 722511 | Full-Service Restaurants | 20 |
| 721110 | Hotels (except Casino Hotels) and Motels | 7 |
| 444190 | Other Building Material Dealers | 5 |
| 541110 | Offices of Lawyers | 5 |
| 561720 | Janitorial Services | 5 |
| 611620 | Sports and Recreation Instruction | 4 |
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 4 |
| 812910 | Pet Care (except Veterinary) Services | 4 |
| 811192 | Car Washes | 4 |
| 621310 | Offices of Chiropractors | 3 |
Top 10 states
| State | Loans |
|---|---|
| NJ | 90 |
| PA | 54 |
| NY | 9 |
| NC | 4 |
| DE | 2 |
| FL | 1 |
Top franchise brands financed
4 franchise loans across 2 distinct brands.
| Franchise | Loans |
|---|---|
| Red Roof Inn | 3 |
| Hounds Town USA | 1 |
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Data source & methodology
All figures computed from the SBA Office of Capital Access FOIA dataset (7(a) loans, FY2020–present, as of 2025-12-31). Charge-off and paid-in-full rates are calculated on the FY2020–FY2023 cohort only, so loans have had time to mature. Charge-off rank covers lenders with ≥500 mature loans.